J O I K

Joik Payment Solution

Advantages

An efficient payment solution for trial participants— quick & cashless

An efficient payment solution for trial participants— quick & cashless

No paper receipts–neither patients nor sites need to retain the paper receipts

No paper receipts–neither patients nor sites need to retain the paper receipts

Patient engagement – patient manages their own expenses using the mobile appthus saving hundreds of hours spent by study team on managing expenses

Patient engagement – patient manages their own expenses using the mobile appthus saving hundreds of hours spent by study team on managing expenses

Patient-centric approach & promotes Equity in Clinical Trials

Patient-centric approach & promotes Equity in Clinical Trials

Sponsor/CRO have complete visibility of the reimbursement status - downloadable reports in excel/CSV

Sponsor/CRO have complete visibility of the reimbursement status - downloadable reports in excel/CSV

Inspection readiness – online expenses & Receipts to verify the expenses claims

Inspection readiness – online expenses & Receipts to verify the expenses claims

Faster payments mean enhanced patient satisfaction and retention

Faster payments mean enhanced patient satisfaction and retention

Joik Card

We can develop a customized payment solution specific to your requirements.

  • Preloaded or zero balance or virtual Joik Cards - Mastercard reloadable prepaid cards in 3
    currencies – EUR, GBP & USD
  • Financial Inclusion – regardless of credit score; reimbursement guaranteed even if a patient
    does not have a bank account
  • Fast and Efficient - expenses are reimbursed in minutes
  • Widely accepted  – Master card accepted globally at more than 40 million merchants
  • Easy and secure access  – mobile app for account management

Joik Health
Patient App

Mobile app for patients to:

  • Manage their trial related expenses – upload receipt,
    submit expenses and view status of submitted expenses
  • Check their Joik Card balance and control card (PIN,
    report lost or stolen card)
  • Available in multiple languages
  • Available on both Google play store and Apple iOS store

Joik Card is a prepaid card provided to us by B4B Payments. B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011. In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU USA – B4B Payments, 275 Grove Street, Suite 2-400 Newton, MA 02466